By harvest, everyone owes you. No one agrees how much.
You advance the same inputs to every grower — the ones who pay back and the ones who never do — so part of the loss is set before the season starts. Visits get logged on paper, three people keep three versions of what each grower owes, and some crop quietly gets sold to someone else. And you've no record of what actually went on each plot, so when a buyer or auditor asks how it was grown, you have nothing to show. By harvest, recovery is an argument, and the shortfall is yours.
— inputs lent blind to all
— no proof of how it grew
— produce sold out the back
— recovery you write off